Your Credit Score – Understanding your credit score is the key to ensuring your financial health. Maintaining a good credit score — that is, personal credit scores of 720 or better — will give you access to the best financial products and borrowing rates.
Credit Report Scores range from 349 to 849. Banks and other lenders use the credit report and score to indicate how likely you are to pay your bills on time. Generally, those with higher a credit score are considered to be a better credit risk.
You can check your credit score free at a number of online sites. You will want to be sure that you are getting a Triple Credit Score, or 3 in 1 Credit Score. Only the three bureau credit score or Triple Credit Report provides you with an online breakdown of your credit rating as issued by Experian, Equifax and TransUnion — the three national credit bureaus. Credit reports issued by only one of the three credit score companies may omit important information contained in the information issued by the other two agencies, which may negatively impact your ability to get a loan. So, when you check your credit score, make sure you are checking your Triple Credit Score.
Updated :
Have you heard that bankruptcy will ruin your credit for 10 years? This is a common misconception. The correct information is that the notation of bankruptcy may stay on your credit report for up to 10 years, but your credit score will not …
Publ.Date : 2012-05-18T21:20:07Z
ONE prescription for avoiding another real estate bubble is that banks tighten up mortgage requirements. Now, a new Federal Reserve report indicates that lenders have indeed been doing just that. A majority of banks are less likely to offer …
Publ.Date : 2012-05-17T20:52:40Z
PAYDAY-LOANS-UK.ORG, a major portal for payday loans today announced the release of their new article. The website, operated by Green Spiral Media reminds that the payday loan services have many applications and can be applied in different situations.
Publ.Date : 2012-05-13T06:31:16Z
The FICO credit score equation might be a black box, but there have been thousands of articles written about what you should and shouldn’t do when it comes to your credit score. Most of them are pretty obvious–pay your credit card bills on time …
Publ.Date : 2012-05-11T18:43:47Z
You can ruin your credit score by not paying your bills on time, but that’s not the only way to hurt it. It turns out there are a lot of unusual ways you can hurt your credit score without even realizing it. U.S. News and World Report published …
Publ.Date : 2012-05-15T09:56:29Z
Winter is long gone; summer is just around the corner. It’s that time of year when we stretch our legs from winter hibernation, open up the windows, plant our gardens, and do a thorough spring cleaning throughout the house. There’s something so inspiring …
Publ.Date : 2012-04-30T13:06:04Z
If a payment is late, but by fewer than 30 days, how will that affect my credit score? I mean, if the payment is not done on the due date, but is two or three weeks late, does that affect the score anyway? Also will I be reported to the credit score …
Publ.Date : 2012-05-09T14:57:05Z
If you are like most consumers, you don’t spend a lot of time thinking about your credit history. You may think that, as long as you’re paying your bills on time, your credit history and related credit score should be shiny and clean. However …
Publ.Date : 2012-05-09T17:34:34Z
|
Triple Credit Score
Credit Score Range
The first step to ensure your financial health is to check Your Credit Score.
No related posts.
